Building Wealth & Investment Planing

Blog Detail
June 23, 2017
Managing Wealth
June 27, 2017

Building Wealth & Investment Planing

Building wealth & investment planing

Wealth is number of years you can maintain your standard of living without having to work ie number of years of passive income that you can generate. Source of passive income are your assets.So building wealth is about building assets by prudent investment planning.

Investment Planning

Wealth 360 offers well rounded portfolio of stocks, bonds, debentures, fixed income investments, gold and real estate etc to build your wealth. We follow a goal based investment approach where we allign your investments to your financial goals so that you choose the best investment allternative considering time horizon, returns, risk appetitie, liquidity and tax implication.

STOCK MARKETs RELATED INVESTMENTs

Trade and Invest in the stock markets through our equity platform and get access to our research desk for stock ideas round the clock. Track your investments, returns, dividends online on our website.

OVERALL MARKET TRENDs
Index name
1 DAY
5 DAY
7 DAY
15 DAY
20 DAY
S&P BSE SENSEX 0.21% 2.43% 2.58% 2.62% 4.76%
S&P BSE LargeCap 0.11% 2.62% 2.71% 2.39% 4.28%
S&P BSE MidCap -0.14% 3.95% 3.46% 2.67% 4.05%
S&P BSE SmallCap 0.04% 3.00% 2.79% 3.13% 4.46%
SECTORIAL MARKET TRENDs
Index name
1 DAY
5 DAY
7 DAY
15 DAY
20 DAY
S&P BSE Consumer Discretionary Goods & Services -0.25% 3.05% 3.52% 3.65% 4.46%
S&P BSE AUTO -0.46% 2.14% 3.00% 2.32% 3.07%
S&P BSE CONSUMER DURABLES -0.14% 4.44% 5.03% 5.64% 8.37%
S&P BSE Healthcare -0.29% 2.03% 1.06% 0.92% 2.67%
S&P BSE Utilities -0.50% 2.09% 1.05% -0.60% -0.74%
S&P BSE Information Technology 0.71% 1.23% 1.73% 2.00% 2.41%
S&P BSE TECK 0.10% 0.85% 1.43% 1.48% 1.97%
S&P BSE POWER -0.24% 3.32% 2.56% 1.08% 0.74%
S&P BSE Fast Moving Consumer Goods 2.41% 4.70% 4.37% 4.15% 4.61%
S&P BSE Basic Materials -0.16% 3.90% 3.68% 2.59% 3.68%
S&P BSE OIL & GAS -0.37% 1.06% 0.00% -1.49% 3.20%
S&P BSE REALTY 0.78% 5.34% 4.98% 5.19% 7.06%
S&P BSE METAL -0.20% 2.78% 1.45% 0.01% 1.56%
S&P BSE Energy -0.19% 0.64% -0.24% 1.40% 7.83%
S&P BSE Finance -0.13% 3.45% 3.59% 2.51% 4.90%
S&P BSE Telecom -2.72% -1.58% -1.19% -3.19% -2.13%
S&P BSE BANKEX -0.46% 2.22% 2.46% 1.37% 4.27%
S&P BSE Industrials -0.39% 3.54% 3.91% 4.34% 5.32%
S&P BSE CAPITAL GOODS -0.47% 4.28% 4.85% 4.90% 5.38%
PRICE TRENDs OF TOP 30 LARGE CAPS ( SENSEX 30)
Company name
1 DAY
5 DAY
7 DAY
15 DAY
20 DAY
30 DAY
45 DAY
MARUTISUZUK 0.70% 3.98% 5.55% 2.56% 2.69% 0.72% 7.59%
TATA MOTORS -0.84% 1.58% 2.96% 3.11% 6.83% -10.27% -8.20%
GAIL (I) LTD -0.88% -0.85% -27.51% -27.43% -25.35% -21.32% -15.54%
ONGC CORPN -0.96% -0.76% -1.45% -2.91% -2.14% -5.45% -3.85%
VEDL 0.04% 6.44% 4.86% 0.80% 0.69% 1.85% 11.42%
RELIANCE 0.25% 1.50% 0.68% 9.98% 22.13% 24.49% 19.98%
TATA STEEL 0.58% 7.32% 6.16% 3.49% 6.86% 5.36% 12.04%
TATA POWER 0.12% 5.06% 4.81% 3.11% 3.67% 6.96% 11.75%
HEROMOTOCO -0.11% 1.02% 2.27% 5.29% 7.01% 3.70% 8.37%
HDFC 0.07% 5.70% 6.10% 4.74% 4.12% 3.43% 18.05%
HDFC BANK 0.55% 1.84% 2.48% 2.24% 7.43% 9.82% 15.69%
STATE BANK -1.74% 0.75% 1.63% 1.33% 1.37% 0.51% 8.81%
HINDALCO -1.23% 4.56% 3.29% 7.69% 4.48% 1.42% 12.41%
ICICI BANK -1.30% 3.77% 2.28% -1.30% 0.70% -1.68% 5.96%
CIPLA LTD. -0.66% 1.39% 1.03% 0.75% 2.17% 2.07% 3.15%
DR.REDDY’S -0.62% 0.57% -4.07% -5.36% -6.55% -11.66% -10.24%
BAJAJ AUTO -0.78% 1.66% 1.69% 3.62% 4.49% 3.74% 7.22%
BHEL -0.09% 6.55% 6.38% 9.71% 9.71% 21.19% 30.69%
LARSEN & TOU -1.12% 3.94% 5.12% 4.35% 5.46% 5.25% 9.76%
SUN PHARMA. -0.59% 3.39% 3.84% 4.63% 8.84% 10.19% 9.11%
INFOSYS LTD 1.12% 1.95% 3.25% 3.07% 2.78% 11.19% 7.33%
MAH & MAH -1.36% -0.06% 0.03% -0.41% -1.00% 3.05% 6.04%
ITC LTD. 4.85% 6.82% 6.49% 5.83% 5.44% 2.74% 13.62%
COAL INDIA -0.77% -8.47% -9.50% -11.80% -8.96% -9.52% -8.50%
HIND UNI LT -0.42% 3.19% 3.56% 5.09% 6.54% 6.76% 7.31%
TCS LTD. 0.31% -0.59% 0.52% 1.82% 3.27% 14.55% 8.77%
NTPC LTD -0.56% 1.94% 1.84% -3.15% -5.88% -7.19% -2.62%
WIPRO LTD. 0.84% 3.45% 1.99% 3.75% 4.82% 10.67% 5.81%
AXIS BANK 0.66% 0.28% 1.33% -2.02% 4.87% 7.16% 13.99%
BHARTI ARTL -3.73% -4.93% -3.87% -5.26% -5.30% -1.90% 7.42%
FUND RATING NET ASSETS (cr) RETURNS % (Returns one year are per annum basis)
 EQUITY: LARGE CAP 3-MONTH 6-MONTH 1-YEAR 3-YEAR 5-YEAR
DSP BLACKROCK FOCUS 25 FUND 4 STAR 2,008.95 5.85 -3.55 24.07 20.5 15.21
SBI BLUECHIP FUND 5 STAR 10,933.61 6.21 -1.17 20.53 20.23 19
RELIANCE TOP 200 FUND 5 STAR 2,470.29 8.6 0.92 25.13 19.25 17.06
BIRLA SUN LIFE TOP 100 FUND 5 STAR 2,393.50 8.73 1.26 24.87 18.85 18.13
BIRLA SUN LIFE FRONTLINE EQUITY FUND 5 STAR 14,883.99 8.35 -0.4 23.97 18.43 18.05
ICICI PRU FOCUSED BLUECHIP EQUITY FUND 4 STAR 12,260.36 7.52 0.97 26.23 16.79 15.57
SBI MAGNUM EQUITY FUND 4 STAR 1,712.73 4.84 -3.12 18.9 16.52 14.68
RELIANCE FOCUS LARGE CAP FUND 4 STAR 1,058.24 8.52 1.12 26.16 15.5 15.32
NET ASSETS (cr) RETURNS % (Returns one year are per annum basis)
 EQUITY: MUlTY CAP 3-MONTH 6-MONTH 1-YEAR 3-YEAR 5-YEAR
BIRLA SUN LIFE SPECIAL SITUATIONS FUND 4 STAR 145.17 6.6 -0.84 34.23 26.07 19.11
BIRLA SUN LIFE ADVANTAGE FUND 4 STAR 2,392.02 8.02 -1.46 31.29 25.2 20.41
BIRLA SUN LIFE EQUITY FUND 5 STAR 3,770.47 7.45 3.22 35.87 25.1 21.11
ICICI PRUDENTIAL VALUE DISCOVERY FUND 5 STAR 15,588.03 5.6 -0.86 22.26 25.31 22.21
SBI MAGNUM MULTICAP FUND 5 STAR 1,546.60 7.84 1.65 26.04 24.69 19.72
DSP BLACKROCK OPPORTUNITIES FUND 4 STAR 1,478.27 8.55 1.65 33.05 22.86 18.9
ICICI PRUDENTIAL MULTICAP FUND 4 STAR 2,027.48 7.36 0.85 28.78 21.51 18.25
SBI MAGNUM MULTIPLIER FUND 4 STAR 1,666.09 8.26 -0.85 23.46 20.8 18.61
EQUITY: MID CAP
BIRLA SUN LIFE PURE VALUE FUND 4 STAR 773.04 10.34 4.18 33.64 34.47 25.5
HDFC MID-CAP OPPORTUNITIES FUND* 4 STAR 13,826.97 8.21 2.41 36.98 29.75 24.24
EQUITY: SMALL CAP
DSP BLACKROCK MACRO CAP FUND 5 STAR 4,751.32 8.49 6.17 40.21 41.81 29.58
SBI SMALL & MIDCAP FUND 4 STAR 641.74 8.51 7.29 30.42 39.46 29.55
SBI MAGNUM MID CAP FUND 4 STAR 3,201.99 5.99 -0.63 26.37 28.14 26.76
EQUITY: TAX PLANNING
RELIANCE TAX SAVER FUND 4 STAR 63,814.11 8.43 1.4 29.37 26.1 20.78
DSP BLACKROCK TAX SAVER FUND 5 STAR 1,724.65 7.25 0.49 31.86 23.62 20.34
BIRLA SUN LIFE TAX RELIEF 96 4 STAR 2,624.10 7.65 -0.02 21.32 22.58 19.79
ICICI PRUDENTIAL LONG TERM EQUITY FUND 4 STAR 3,794.00 7.72 0.6 24.44 20.23 18.44
BIRLA SUNLIFE TAX PLAN 4 STAR 437.3 7.4 -0.2 20.28 21.64 19.03
NET ASSETS (cr) RETURNS % (Returns one year are per annum basis)
 EQUITY: MUlTY CAP 3-MONTH 6-MONTH 1-YEAR 3-YEAR 5-YEAR
BIRLA SUN LIFE SPECIAL SITUATIONS FUND 4 STAR 145.17 6.6 -0.84 34.23 26.07 19.11
BIRLA SUN LIFE ADVANTAGE FUND 4 STAR 2,392.02 8.02 -1.46 31.29 25.2 20.41
BIRLA SUN LIFE EQUITY FUND 5 STAR 3,770.47 7.45 3.22 35.87 25.1 21.11
ICICI PRUDENTIAL VALUE DISCOVERY FUND 5 STAR 15,588.03 5.6 -0.86 22.26 25.31 22.21
SBI MAGNUM MULTICAP FUND 5 STAR 1,546.60 7.84 1.65 26.04 24.69 19.72
DSP BLACKROCK OPPORTUNITIES FUND 4 STAR 1,478.27 8.55 1.65 33.05 22.86 18.9
ICICI PRUDENTIAL MULTICAP FUND 4 STAR 2,027.48 7.36 0.85 28.78 21.51 18.25
SBI MAGNUM MULTIPLIER FUND 4 STAR 1,666.09 8.26 -0.85 23.46 20.8 18.61
EQUITY: MID CAP
BIRLA SUN LIFE PURE VALUE FUND 4 STAR 773.04 10.34 4.18 33.64 34.47 25.5
HDFC MID-CAP OPPORTUNITIES FUND* 4 STAR 13,826.97 8.21 2.41 36.98 29.75 24.24
EQUITY: SMALL CAP
DSP BLACKROCK MACRO CAP FUND 5 STAR 4,751.32 8.49 6.17 40.21 41.81 29.58
SBI SMALL & MIDCAP FUND 4 STAR 641.74 8.51 7.29 30.42 39.46 29.55
SBI MAGNUM MID CAP FUND 4 STAR 3,201.99 5.99 -0.63 26.37 28.14 26.76
EQUITY: TAX PLANNING
RELIANCE TAX SAVER FUND 4 STAR 63,814.11 8.43 1.4 29.37 26.1 20.78
DSP BLACKROCK TAX SAVER FUND 5 STAR 1,724.65 7.25 0.49 31.86 23.62 20.34
BIRLA SUN LIFE TAX RELIEF 96 4 STAR 2,624.10 7.65 -0.02 21.32 22.58 19.79
ICICI PRUDENTIAL LONG TERM EQUITY FUND 4 STAR 3,794.00 7.72 0.6 24.44 20.23 18.44
BIRLA SUNLIFE TAX PLAN 4 STAR 437.3 7.4 -0.2 20.28 21.64 19.03
HYBRID: EQUITY-ORIENTED NET ASSETS (cr) RETURNS % (Returns one year are per annum basis)
3-MONTH 6-MONTH 1-YEAR 3-YEAR 5-YEAR
ICICI PRUDENTIAL BALANCED FUND 4 STAR 6,080.95 6 5.15 28.46 20.48 18.43
HDFC BALANCED FUND* 4 STAR 8,983.29 5.09 2.37 24.43 20.47 17.17
SBI MAGNUM BALANCED FUND 5 STAR 8,320.53 2.84 0.04 16 18.64 17.86
DEBT- ORIENTED CONSERVATIVE
SBI MAGNUM MONTHLY INCOME PLAN 4 STAR 773.9 0.75 2.77 14.04 12.9 11.09
SBI REGULAR SAVINGS FUND 4 STAR 317.17 1.68 5.36 13.51 12.14 10.29
BIRLA SUN LIFE MONTHLY INCOME PLAN II 4 STAR 292.66 -1.44 1.04 12.25 11.69 10.21
ICICI PRUDENTIAL REGULAR INCOME FUND 4 STAR 2,588.52 1.7 4.07 9.84 11.38 9.04
DEBT: INCOME
ICICI PRUDENTIAL BANKING & PSU DEBT FUND 4 STAR 9,217.61 -0.06 3.39 11.53 9.99 9.49
BIRLA SUN LIFE TREASURY OPTIMIZER FUND 5 STAR 8,762.69 -0.59 2.57 10.7 10.35 10.08
HDFC MEDIUM TERM OPPORTUNITIES FUND* 4 STAR 9400..67 0.96 3.48 10.3 9.83 9.52
RELIANCE BANKING & PSU DEBT FUND 4 STAR 6,125.60 0.59 3.13 9.29
DEBT: SHORT TERM
HDFC SHORT TERM FUND* 4 STAR 4,129.07 1.6 4.16 10.04 10.11 9.49
HDFC BANKING AND PSU DEBT FUND 4 STAR 3,253.93 0.61 3.18 9.89
BIRLA SUNLIFE SHORT TERM FUND 4 STAR 16,992.25 0.94 3.56 9.73 9.76 9.59
RELIANCE MEDIUM TERM FUND
DEBT: DYNAMIC BOND
ICICI PRUDENTIALLONG TERM FUND 4 STAR 2,074.50 -1.79 3.06 14.73 12.71 11.54
HYBRID: EQUITY-ORIENTED NET ASSETS (cr) RETURNS % (Returns one year are per annum basis)
3-MONTH 6-MONTH 1-YEAR 3-YEAR 5-YEAR
ICICI PRUDENTIAL BALANCED FUND 4 STAR 6,080.95 6 5.15 28.46 20.48 18.43
HDFC BALANCED FUND* 4 STAR 8,983.29 5.09 2.37 24.43 20.47 17.17
SBI MAGNUM BALANCED FUND 5 STAR 8,320.53 2.84 0.04 16 18.64 17.86
DEBT- ORIENTED CONSERVATIVE
SBI MAGNUM MONTHLY INCOME PLAN 4 STAR 773.9 0.75 2.77 14.04 12.9 11.09
SBI REGULAR SAVINGS FUND 4 STAR 317.17 1.68 5.36 13.51 12.14 10.29
BIRLA SUN LIFE MONTHLY INCOME PLAN II 4 STAR 292.66 -1.44 1.04 12.25 11.69 10.21
ICICI PRUDENTIAL REGULAR INCOME FUND 4 STAR 2,588.52 1.7 4.07 9.84 11.38 9.04
DEBT: INCOME
ICICI PRUDENTIAL BANKING & PSU DEBT FUND 4 STAR 9,217.61 -0.06 3.39 11.53 9.99 9.49
BIRLA SUN LIFE TREASURY OPTIMIZER FUND 5 STAR 8,762.69 -0.59 2.57 10.7 10.35 10.08
HDFC MEDIUM TERM OPPORTUNITIES FUND* 4 STAR 9400..67 0.96 3.48 10.3 9.83 9.52
RELIANCE BANKING & PSU DEBT FUND 4 STAR 6,125.60 0.59 3.13 9.29
DEBT: SHORT TERM
HDFC SHORT TERM FUND* 4 STAR 4,129.07 1.6 4.16 10.04 10.11 9.49
HDFC BANKING AND PSU DEBT FUND 4 STAR 3,253.93 0.61 3.18 9.89
BIRLA SUNLIFE SHORT TERM FUND 4 STAR 16,992.25 0.94 3.56 9.73 9.76 9.59
RELIANCE MEDIUM TERM FUND
DEBT: DYNAMIC BOND
ICICI PRUDENTIALLONG TERM FUND 4 STAR 2,074.50 -1.79 3.06 14.73 12.71 11.54

We at wealth 360 offer a well rounded portfolio of fixed income investments to suit your financial goals with efficiency in execution and tailored made advice.

ONGOING CORPORATE FIXED DEPOSIT
Company Name
Fixed Deposit Scheme
Interest Rate p.a. (Range wise)
Tenure (Range wise)
Min. Inv. in Rs (Range wise)
Bajaj Finserv Bajaj Finance Limited 7.53% to 8.05% 12 months to 60 months 50000
Dewan Housing Finance Corporation Ltd Dewan Housing Finance Corporation Ltd 7.90% 8.50% 12 months to 120 months 10,000
Godrej & Boyce Mfg Co Ltd. Godrej & Boyce Mfg Co Ltd. 8.50% to 8.75% 3 years 25,000
Housing Development Finance Corporation Ltd HDFC Deposits 7.25% to 7.40% 12 months to 60 months 20,000
J K TYRE AND INDUSTRIES LTD J K Tyre and Industries Ltd 8.50% to 9.00% 3 years 25,000
LIC Housing Finance Ltd SANCHAY PUBLIC DEPOSITS 7.30% to 7.50% 1 year to 5 years 10,000
Mahindra & Mahindra Financial Serviced Ltd Mahindra Finance 7.35% to 7.55% 12 months to 60 months 25,000
PNB HOUSING FINANCE CUMULATIVE AND NON CUMULATIVE CUM 7.25 NON CUM 7.25 ANNUAL 12-120 MONTHS 20000
Shriram Transport Finance Company Ltd SHRIRAM UNNATI FIXED DEPOSITS 7.49% to 8.25% 12 months to 60 months 10,000
Sundaram BNP Paribas Home Finance Ltd Sundaram BNP Paribas Home Finance Ltd 7.25% to 8.64% 12 months to 60 months 10,000
ON GOING BONDS AND DEBENTURE ISSUES
Issuer Company
Issue Open
Issue Close
Offer Price
Issue
Issue Size
(Rs.) Type (Crore Rs.)
SREI Equipment Jan 3, 2017 Jan 20, 2017 1000/- NCD 500
Finance Ltd NCD
( NOW CLOSED)
POST OFFICE & GOVERNMENT INVESTMENT SCHEMES
Interest (%)
Minimium
Maximium
Features
Tax
Investment Investment Benefits
SENIOR CITIZEN SAVING 8.5 1000 15 LAKH 5-YEAR TENURE, 80C
SCHEME MINIMIUM AGE 60
SUKANYA SAMRIDDHI 8.5 1000 1.5 LAKH ONE ACCOUNT 80C
ACCOUNTS (PER YEAR) PER GIRL CHILD
PUBLIC PROVIDENT 8 500 1.5 LAKH 15-YEAR TERM, 80C
FUND (PER YEAR) TAX-FREE RETURNS
5-YEAR NSC VIII ISSUE 8 100 NO LIMIT NO TDS 80C
TIME DEPOSIT 7 – 7.8 200 NO LIMIT AVAILABLE IN 80C*
1,2,3,5 YEARS
POST OFFICE 7.7 1500 SINGLE 4.5 LAKH 5-YEAR TENURE, NIL
MONTHLY INCOME MONTHLY RETURNS
SCHEME JOINT 9 LAKH 5-YEAR TENURE, NIL
MONTHLY RETURNS
KISAN VIKAS PATRA 7.7 1000 NO LIMIT CAN BE ENCASHED NIL
AFTER 2.5 YEARS
RECURRING DEPOSITS 7.3 10 NO LIMIT 5 YEAR TENURE NIL
SAVINGS ACCOUNT 4 50 NO LIMIT RS.10,000 INTEREST NIL
TAX FREE

Diversify your investment portfolio by adding our physical asset investment offerings like
gold and real estate.

Why investing in Gold ETFs is better then buying physical gold ?

Disadvantages of investing in gold in physical form
  • You need assurance of purity from where you buy physical gold
  • If you buy hallmarked gold then there is additional premium that is charged
  • If you buy gold in form of jewellery then there are making charges.
  • When you intend to sell the physical gold wastage of 4% to 8% is deducted from sale amount
  • There are storage hassels for holding physical gold
  • There is risk of theft as it may not be safe to keep gold at home – you store it in bank lockers
    and incurr locker charges
Advantages of investing in gold in form of GOLD ETFs;
  • Gold funds represent physical gold in paper OR Demat form & tracK domestic physical gold prices
  • Purity of the gold is guaranteed and each unit is backed by 99.5% purity gold
  • No premium Or making charges
  • As they are traded on exchange (NSE & BSE) there is Transparent and real time gold pricing.
  • Unlike jewellery, gold ETF can be bought and sold at the same price Pan-India.
  • Demat holding allows no fear of theft and you also save on locker charges.
  • As traded on exchange they are easy to buy and sell in any quantity.
  • One gold ETF unit represents one gram of gold – so you can buy or sell in small quantites
    with ease Or accumulate gold by buying small quantities for financial goals like daughters
    marriage etc
BEST PERFORMING GOLD FUNDS
Scheme
3 Mon
6 Mon
1 Yr
2 Yr
3 Yr
5 Yr
Birla SL – Gold Fund Reg (G) -2.53 -6.48 1.83 4.27 -2.71 -0.75
HDFC – Gold Fund (G) 1.99 -5.82 0.36 3.41 -3.21 -0.86
ICICI Pru – Regular Gold Savings Reg (G) 4.03 -4.6 1.91 4.72 -2.32 -0.26
Reliance – Gold Savings Fund (G) 2.43 -5.12 0.06 3.4 -3.18 -0.76
SBI – Gold Fund Reg (G) 2.82 -6.16 0 3.24 -3.38 -0.83
Birla SL – Gold ETF 2.36 -6.55 -2.48 4.12 -2.59 0.14
HDFC – Gold ETF 2.3 -6.6 -2.63 3.82 -1.38 0
R*Shares Gold BEES 2.46 -6.59 -2.5 4.13 -1.16 0.14
SBI – Gold ETF 2.31 -6.63 -2.64 3.97 -1.26 0.16
ICICI Pru – Gold ETF 2.31 -6.59 -2.45 3.94 -1.29 0.17
Real Estate Desk at Wealth 360

Get in touch with our real estate desk for opportunities to generate superior reurns using our real estate investemnt ideas and
get access to our end to end real estate solutions, right from research to identify investment opportunities, documentation and legal formalities, expert advice on taxation in real estate and seamless execution of the transaction.


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